Being involved in a hit-and-run accident in Kentucky can be a traumatic and confusing experience. Unlike other car accidents where both drivers remain on the scene, hit-and-run incidents leave victims dealing with not only injuries and property damage, but also the stress of not knowing who to hold accountable. Fortunately, Kentucky law provides several legal options for victims seeking compensation—even if the driver is never identified.

1. File a Police Report Immediately
The first step after a hit-and-run is to contact local law enforcement. In Kentucky, it's required to report any accident involving injury, death, or significant property damage. A timely police report not only aids in identifying the fleeing driver but also creates an official record, which will be essential for insurance or legal claims.

2. Use Your Uninsured Motorist Coverage (UIM)
Kentucky is a “no-fault” insurance state, but hit-and-run cases may also trigger your uninsured motorist (UIM) coverage. UIM coverage can pay for your medical bills, lost wages, and other damages if the at-fault driver cannot be found. In many cases, UIM is optional, but it's highly recommended for this very reason.

3. Pursue a Civil Lawsuit if the Driver Is Identified
If law enforcement locates the hit-and-run driver, you may be eligible to file a personal injury lawsuit against them. Victims can sue for damages including medical costs, pain and suffering, lost wages, and punitive damages—especially since fleeing the scene is considered a serious offense under Kentucky law.

4. Explore Victim Compensation Programs
In certain circumstances, victims of hit-and-run crimes may be eligible for financial relief through Kentucky’s Crime Victims Compensation Board. This program is intended to help innocent victims of violent crimes—including hit-and-runs—pay for medical treatment and other necessary expenses.

5. Work with a Hit and Run Lawyer in Kentucky
Navigating these legal options can be overwhelming, especially while recovering from injuries. A hit and run lawyer in Kentucky can help ensure you meet all deadlines, gather necessary documentation, negotiate with insurers, and pursue additional legal remedies where applicable.

Final Thoughts
While hit-and-run accidents introduce unique challenges, Kentucky law still offers a path to justice and financial recovery. Prompt action, strong documentation, and legal support can significantly increase the likelihood of receiving compensation. Whether through insurance or the civil court system, victims don’t have to face the aftermath alone.